All day students, pre-kindergarten through grade twelve and boarding students of your insured member school. 100% enrollment of students is required.

SCOPE OF COVERAGE

School Time Accident Medical Coverage is provided for covered injuries occurring while:

A. On School Premises: during the hours and on the days when school is in session (including recreational or luncheon recess); or  during the hours or on the days when school is not in session, provided the student is attending or participating in (a) any activity sponsored and supervised by the school, or (b) religious services or instruction.

Injuries sustained while engaging in the practice or play of senior high interscholastic tackle football are available for an additional premium.

B. While Traveling To and From School Premises: for regular school sessions, directly to or from the student’s home premises and the school premises, on the days when school is in session, from one hour before the opening of school until one hour after the student is dismissed; or as a member of a group traveling under school supervision to or from and while attending any activity sponsored and supervised by the school except senior high interscholastic tackle football; or  on a graduating class trip, commencing upon departure from, and terminating upon return to, the student’s home premises; or for religious services or instruction, directly to or from either the student’s home premises or the school premises and the place where such services are held as designated by responsible ecclesiastical authority.

Boarding Students:

Coverage is provided for any covered injury which occurs during any one of the circumstances previously listed including: 24 hours - while students are under the care and direction of the school; vacation periods - if the student is residing on campus; and, weekend or holiday leaves - if the student does not go to his principal place of residence.